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💳 Say Hello to Multiple Cards + 30% Points Buying Promo From Aeroplan®

💳 Say Hello to Multiple Cards + 30% Points Buying Promo From Aeroplan®

Brianna Harrison
December 20, 2025

In This Issue:

👀 Work With Us (We’re Hiring)

💳 Introducing Multiple Cards: Add Up To 5 Cards

⭐️ Aeroplan 30% Points Buying Discount

🛫 Chexy Deals: Business Class to Europe + Asia from YYZ, YUL, & YVR

It's official: You can now add up to 5 credit cards to your Chexy wallet.

Here's why this benefits you:

Take advantage of new card offers without disrupting the card you rely on for your bills
Match each payment to the card that benefits you most
Manage all your bills from one single place
Stop choosing between points or cashback and earn both with Chexy

This has been one of the most requested features since we launched Chexy, so it feels great to finally say: it's here.

Our goal has always been simple: to make your largest, most painful payments work for you.

Learn more about multiple cards here.

🚀 Love Chexy? Come Work with Us!

We’re looking for people to join the Chexy team. If you thrive in a fast-paced, ever-changing environment and enjoy helping people, this is your chance to shape the future of our platform while supporting the users you already know and love.

✈️ Aeroplan Is Offering Up to 30% Off Points. Is It Actually Worth It?

Aeroplan regularly runs promotions that let members buy points at a discount. The latest offer is live now and gives members up to 30% off purchased Aeroplan points, depending on how many points you buy.

This can look tempting at first glance, especially if you are eyeing a premium flight or need a fast top-up. But like most “buy points” promos, whether this is a good deal depends heavily on how you plan to use those points.

Let’s break it down.

🗓️ Promotion Snapshot

Offer: Up to 30% off Aeroplan points
End date: January 24, 2026 at 11:59 PM PT
Program: Aeroplan Buy & Gift Points

During this sale, the discount you receive depends on the number of points purchased.

Discount tiers:

10,000–19,000 points: 15% off
20,000–79,000 points: 20% off
80,000–99,000 points: 25% off
100,000+ points: 30% off

At the highest tier, the effective cost comes down to approximately 2.63 cents per point (CAD) before taxes.

💸 How This Price Compares

Outside of promotions, Aeroplan points are sold at 3.75 cents per point (CAD). The 30% discount does lower that significantly, but it is still above most reasonable redemption valuations.

If you typically value Aeroplan points at around 2.0–2.2 cents each, this promotion means you are buying points at a price that leaves very little upside — or none at all — unless you redeem them very strategically.

📊 How Many Points Can You Buy?

Aeroplan is fairly generous when it comes to purchase limits:

Up to 1,000,000 points per member per calendar year
Up to 250,000 base points per transaction

If you are part of Aeroplan Family Sharing, multiple household members can purchase points separately and pool them together. In theory, a family group could acquire several million points annually.

💳 Best Credit Card to Use (And a Tax Catch)

Aeroplan point purchases are processed through Points.com, which means:

Purchases do not code as Air Canada or travel
You will not earn airline or travel category bonuses

Taxes matter — a lot

If you use a Canadian credit card with a Canadian billing address, applicable sales tax (GST/HST) will be added. This pushes the real cost per point even higher.

If you have access to a US credit card with a US billing address, taxes are typically not applied. In that case, this promotion may also help you work toward a minimum spending requirement on a new card.

🤔 Who Should Consider Buying Aeroplan Points?

Buying points is rarely a blanket “yes” or “no.” It only makes sense in specific situations.

✅ This can make sense if:

You are short a small number of points for an immediate booking
You already found partner airline award space at fixed prices
You need points right now, not months from now

🚫 This usually does not make sense if:

You are buying points speculatively
You mostly redeem on dynamically priced Air Canada flights
You have time to earn points through credit cards or spending

🌍 Partner Airlines Are the Key

Aeroplan’s dynamic pricing can make Air Canada redemptions unpredictable. Prices rise and fall with cash fares, which limits the value of buying points in advance.

Where buying points can shine is with partner airlines that follow fixed award charts based on distance and region. These redemptions often offer better value and more predictable pricing, especially for long-haul international flights.

🧮 Final Take

This promotion lowers the cost of Aeroplan points to around 2.63 cents per point (CAD) at the highest discount tier.

That price is still higher than most realistic redemption values, meaning this is not a great deal for building a large balance from scratch.

However, it can be useful as a precision tool, a way to top up your account when you are just short of a high-value redemption and need points immediately.

As always, the math should come first. If the redemption you have in mind clearly beats the purchase cost, it may be worth it. Otherwise, earning points through cards and everyday spend remains the better long-term play.

Check out these awesome deals you definitely don't want to miss if you're thinking about travelling in the next few months!

Toronto (YYZ)

Toronto (YYZ) ➡️ Frankfurt (FRA) ➡️ Milan (MXP)
- Cost: 70,000 (Business Class)
- Dates: February 24th, 2026
- Book: Here
Toronto (YYZ) ➡️ Frankfurt (FRA)
- Cost: 60,000 (Business Class)
- Dates: July 12th, 2026
- Book: Here