In This Issue: 

​​🚀 New Referral Program: Refer and Reduce Your Chexy Fee

✈️ Earn Double Aeroplan Points on Air Canada Flights! ☀️✈️

💳 New Update to the TD First Class Travel Visa Infinite Card. Is it Really Worth It? 💳

🏨 Save Big on Hotels with Aeroplan HotelSavers

🗺️ Chexy Deals: Rome, Paris, and Zurich (Business Class)

🚀 Refer and Reduce Your Chexy Fee

Love earning $15 Rent Cashback when you refer a friend? Well, now you can do even better! With our new Chexy Referral Program, you can reduce your Chexy fee and keep more of your rewards. 🎉

Here’s the deal:

• Every time you refer a friend and they activate, you’ll earn $15 Rent Cashback (they get $15 too!).

• Plus, you’ll move closer to a lower Chexy fee that lasts for the rest of the calendar year.

Here’s how it works:

• 3 referrals = Pink status → 1.5% fee

• 5 referrals = Gold status → 1.0% fee

• 10 referrals = Elite status → 0.5% fee

The faster you refer, the sooner you lock in a lower fee—and the more rewards you keep!

Click here to learn more.

Earn Double Aeroplan Points on Air Canada Flights! ☀️✈️

We know you love flying but you deserve something more? Air Canada’s latest promotion is here to help make your escape even sweeter with up to 2x Aeroplan points on flights to sun destinations in the U.S., Caribbean, and Mexico. Whether you’re dreaming of Cancun, Maui, or Palm Springs, this offer is a great way to rack up points.

Let’s break it down for you.

So, What’s the Deal? 🤔

From now until February 20, 2025, Aeroplan members can earn up to 2x points on new bookings for round-trip or two one-way flights from Canada to select destinations. Travel must take place between:

• Now–February 28, 2025

• April 1–May 31, 2025

Pro Tip: Don’t forget to register for the promotion before booking to qualify for those bonus points. It’s quick and free!

Eligible Destinations 🏝️

Here’s a sneak peek of where you can earn those extra points:

• Beach Getaways: Cancun, Aruba, Punta Cana, Maui, Varadero

• City Escapes: Los Angeles, Miami, New Orleans, San Francisco

• Hidden Gems: Curaçao, St. Lucia, Puerto Vallarta, Ixtapa

Plus 50 eligible destinations, so there’s something for everyone. Whether you’re planning a family vacation, a romantic getaway, or just need a break from the cold, this promo has you covered.

How Much Can You Earn? 📊

Let’s put this into perspective:

1. A round-trip flight from Toronto to Cancun typically earns around 3,000 Aeroplan points in Economy. With this promotion, you could earn up to 6,000 points for the same trip.

2. Upgrade to Business Class? You’ll earn even more bonus points (and a more luxurious experience, too).

These extra points could bring you closer to your next free flight, hotel stay, or car rental. It’s a win-win!

Tips to Supercharge Your Aeroplan Points 🚀

Want to take this promotion to the next level? Pair your booking with an Aeroplan co-branded credit card for even more rewards:

• American Express Aeroplan Reserve Card: Earn 3 points per dollar spent on Air Canada purchases.

• TD  Aeroplan Visa Infinite Privilege Card: Earn 2 points per dollar spent with Air Canada.

Both cards also offer perks like:

• Priority boarding (no more waiting in long lines).

• First checked bag free (save up to $60 round-trip).

• Travel insurance for peace of mind.

For example, if you book a $1,000 flight using the Amex Reserve card, you’d earn an additional 3,000 points on top of the bonus points from this promo.

Why This Deal is Worth It?

We value Aeroplan points at an average of 1.5–2.5 cents per point (the higher the better), depending on how you redeem them. So, earning double points on a flight worth 6,000 points could save you up to $150 on future travel. If you’re strategic about earning and redeeming, promotions like this can quickly turn into real-world savings.

How to Get Started 🛫

1. Register for the promotion here (registration is mandatory).

2. Book your eligible flight or vacation package through Air Canada.

3. Travel, earn, and enjoy the sunshine!

Don’t Miss Out! ⏳

This promotion runs for nearly a month (instead of a few days like past offers), so there’s plenty of time to plan your escape. 

So, what are you waiting for? Start packing your bags and get ready to earn big while enjoying some well-deserved sunshine! 🌞

New Update to the TD First Class Travel Visa Infinite Card. Is it Really Worth It? 💳

Alright, let’s get real for a second—TD just announced some new perks for its First Class Travel Visa Infinite Card, and while it sounds impressive, is it worth it is the question?

Sure, they’re throwing in airport lounge access, a few boosted earn rates and a welcome bonus that looks massive on paper. But let’s dig deeper to see the actual value.. if there is some.

The Good Stuff ✨

Let’s start with what TD did get right:

1. ✈️ Airport Lounge Access (Finally)

You now get Visa Airport Companion membership (worth $135 CAD annually) and 4 free lounge passes (worth $175 CAD). This is a long-overdue perk for a “First Class” travel card—because let’s be honest, with a name like “First Class” it should have already been included.

After you burn through the free passes, which if you’re a frequent traveller, you will, you can still access lounges for $44 CAD per visit, which isn’t bad compared to the typical $60+ walk-up rate. 💸

2. ⏭️ New Earn Rates

TD is finally giving you more bang for your buck in everyday categories:

• Public Transit: Earn 6 points per $1 (great for commuters).

• Streaming & Digital Gaming: Earn 4 points per $1.

• Bars & Nightclubs: Earn 6 points per $1—cheers to earning while you drink!

These categories make sense for modern spending habits, and they complement existing earn rates like 8 points per $1 on Expedia for TD bookings and 6 points per $1 on groceries and dining.

But let’s be honest…

TD Rewards Points just aren’t worth that much, outside of having to use them for travel with Expedia, in our opinion.

• Value Per Point: When redeemed for travel through Expedia for TD, 1 point = $0.5 cents. So, those 135,000 points from the welcome bonus? That’s $675 if you book through Expedia for TD. Decent, but not mind-blowing.

• Other Redemptions: If you use your points for anything other than travel (like gift cards or merchandise), the value drops further—closer to $0.4 cents per point. So, unless you’re booking travel, you’re not getting much bang for your points.

Compare this to cards that offer points that you can redeem for $2.5 cents or more (like Aeroplan or Amex Membership Rewards), the value and redemption opportunities speak for themselves. 🤔

The Verdict: Worth It or Nah?

If you’re looking for a card with decent perks and don’t mind the low point value, the TD First Class Travel Visa Infinite Card might work for you. The lounge access and welcome bonus make it worth considering for the first year, especially with no annual fee. But if you’re someone who’s serious about earning and maximizing travel rewards, you’ll probably get more value from a program like Aeroplan or Amex Membership Rewards.

Click here to learn more and apply if you think this card fits your needs—but maybe hold off on calling it “First Class.” 😉

Save Big on Hotels with Aeroplan HotelSavers 🏨

If you love travelling and saving money, like us here at Chexy, Aeroplan’s HotelSavers program is something you need to start utilizing. You can essentially redeem your Aeroplan points for hotel stays at up to 30% fewer points, whether you’re booking a quick city escape or splurging on a luxury resort. 

Here’s why it’s worth your attention.

What Is HotelSavers? 🤔

HotelSavers is Aeroplan’s hotel redemption program, offering exclusive rates on over 8,000 hotels worldwide. Think of major brands like Fairmont, Marriott, and IHG.

With rates starting as low as 10,000 points per night, it’s easy to find options for every budget—from budget-friendly stays to five-star resorts. 

How Does It Work? 🛏️

1. Browse the HotelSavers platform for eligible properties.

2. Pick Your Hotel based on categories ranging from 10,000 to 105,000 points per night.

3. Redeem and Book your stay directly through Aeroplan. You can even use points to cover taxes and fees, making it a cash-free experience, which is always the best kind of experience. 😏

Why You Should Use HotelSavers 💡

• Save More Points: Booking through HotelSavers can save you thousands of points compared to standard hotel redemptions.

• Wide Selection: From cozy downtown hotels to luxury beachfront resorts, there’s something for everyone.

• Easy to Use: Booking is seamless, with everything managed in one place through the HotelSavers platform.

Real-Life Examples 

• Budget Weekend: Stay in Montreal for just 10,000 points per night

• Luxury Retreat: Book a 5-star resort in Cancun for 60,000 points per night, compared to paying $600+ in cash.

Maximize Your Points 🚀

To boost your points, pair HotelSavers with an Aeroplan credit card:

• Amex Aeroplan Reserve: Earn 3 points per dollar on Air Canada purchases.

• TD Aeroplan Visa Infinite Privilege: Earn 1.5 points per dollar on everyday purchases.

These cards also offer perks like priority boarding, free checked bags, and travel insurance, making them essential for any savvy traveller.

Why It’s Worth It

HotelSavers isn’t just a way to redeem points—it’s a way to maximize their value. With up to 30% fewer points required, you can stretch your Aeroplan balance to book more trips or upgrade your experience.

Credit Card Spotlight 🔦

Welcome to Chexy Credit Card Spotlight! 👀 Each month we’ll recommend a credit card that everyone should have! This time, we’ve got the Scotiabank Gold American Express—perfect for everyday buys and travel. Let's jump in. ✅

Scotiabank Gold American Express Card

Earn up to 6X the Scene+TM points on every $1 CAD you spend in Canada on eligible grocery, dining, and entertainment purchases.

Earn Rates:

6X on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland, and more.

5X for every $1 CAD you spend on Dining, Food Delivery, and other eligible grocery stores.

5X for every $1 CAD you spend on eligible entertainment purchases. Includes movies, theatre, and ticket agencies.

3X for every $1 CAD you spend on gas and daily transit options. Includes rideshare, buses, taxis, subway, and more.

3X for every $1 CAD you spend in Canada on eligible select streaming services.

1X on Everything Else

Annual Fee:

The card has a $120 annual fee but your first year is waived!

Check out these awesome deals you definitely don't want to miss if you're thinking about travelling in the next few months!

1. Toronto (YYZ) ➡️ Zurich (ZRH) ➡️ Paris (CDG)

   • Cost: 70,000 (Business Class)

     

   • Dates: March 18th, 2025

   • Book: Here

2. Toronto (YYZ) ➡️ Frankfurt (FRA) ➡️ Rome (FCO)

   • Cost: 70,000 (Business Class)

     

   • Dates: April 15th, 2025

   • Book: Here

3. Toronto (YYZ) ➡️ Zurich (ZRH)

   • Cost: 70,000 (Business Class)

     

   • Dates: August 10th, 2025

   • Book: Here