In This Issue: 

💳 Get 3 Months Chexy Fees Waived with the Scotia Momentum VI Card

✈️ New Updates to Air Canada’s Aeroplan Program in 2026 

🛫 Chexy Deals: Copenhagen, Milan and Paris (Business Class)

🇨🇦 OFFER EXTENDED: Earn up to 10,000 Aeroplan® Points with Chexy!

You’re already paying rent, bills, and taxes, now you can get rewarded for it. Thanks to our new partnership with Aeroplan®, you can earn up to 10,000 bonus Aeroplan points.

Log in to your Chexy account to see your offer and connect your Aeroplan® account.

This limited-time offer now ends September 15, 2025.

Terms and conditions apply.

💳 Get 3 Months Chexy Fees Waived With This Scotiabank Credit Card 

If you’ve been eyeing the Scotia Momentum Visa Infinite Card, now’s a good time to make your move. Apply through Chexy and you’ll get 3 months of processing fees (1.75%) waived on one recurring monthly payment (up to $7,500).

The welcome bonus is an insane deal as well: you can earn 10% cash back on all purchases for the first 3 months (up to $2,000), and the first year’s annual fee is waived. That’s $2,120 cash back in your pocket right away! 🫰

Potential Savings With Chexy

Let’s say you use Chexy to pay:

• $2,300/month in rent 

• $300/month in bills 

• Plus a one-time payment of $2,000 

Over 3 months, that’s $9,800 total payments through Chexy. With the 3 month fee waiver on your biggest expense (rent), that’s $120.75 you’d normally pay in fees, gone. 🤑

📚 How the Cash Back Stacks Up

Recurring bills (including Chexy payments) fall under the card’s 4% cash back category, up to $25K/year. So during those 3 months:

• $6,900 in rent (no fees)

• $900 in bills + $15.75 (1.75%)

• One-time payment of $2,000 + $35 (1.75%)

• $9,850.75 x 4% = $394.03 in cash back

• Add in the card’s 10% welcome bonus (on up to $2,000 spend), that’s another $200 right there

That’s $594.03 in your pocket from Chexy payments alone, before you’ve even touched your groceries, gas, or other bonus categories.

If you were paying the standard 1.75% Chexy fee on all payments, your would pay $171.50 in fees—still leaving you with $422.53 net cash back. But with the waiver, you’re pocketing $543.28. Besides all the other perks this card offers, this alone is reason enough to apply. 

🤓 Other Perks Worth Knowing

This card earns you:

• 4% on groceries and recurring bills (including Chexy payments)

• 2% on gas and transit

• 1% on everything else, no cap

• & you also get Visa Infinite perks like travel insurance, purchase protection, and concierge services

Bottom line: If you’ve got big fixed expenses, like rent, tuition, or vendor invoices, this combo of the Chexy fee waiver + high-earning categories makes your payments work harder for you. ✅

*To qualify for the three-month processing fee waiver, your payments must be recurring and no more than $7,500 each.

Instructions for Claiming the Scotiabank Promo (3 Months of Fees Waived)

1. Apply for the Card here.

2. Submit a Support Ticket: Once approved, send a support ticket to Chexy. Include the keyword: “newsletter - 3 months fee waived” (this helps us identify the promo claim).

3. Provide Proof of Approval: Attach a screenshot of your card approval confirmation. The screenshot must include your reference number and approval date. 

4. Review & Approval: The Chexy team will review the proof to ensure eligibility. Once verified, we will waive your fees for 3 months.

✈️ Air Canada’s Big Aeroplan Revamp: What It Means for You  

Starting January 1, 2026, Air Canada is completely overhauling how you earn Aeroplan points and qualify for Elite status. Both will now be revenue-based, meaning it’s no longer about how far you fly, but how much you spend. 

Let’s get into all the juicy details. 👇

📢 The Key Changes

1. Earning points are now revenue-based

• You’ll now earn 1 Aeroplan point per $1 spent on the base fare and surcharges

• Elite members get a boost, from 2 points per $1 at the entry level up to 6 points per $1 for Super Elites 

• Translation: a $1,000 ticket will earn anywhere from 1,000 to 6,000 points, depending on your status. 

Let’s take a quick look at someone who has 50k Elite Status vs someone who doesn’t. 

No Elite Status: earn only 500 points from Toronto to St. John’s:

50k Elite Status: earn 2,000 points at 4x the base fare from Toronto to St. John’s:

2. Elite status is now tied to dollars, not distance

Air Canada is replacing the old “qualifying miles” and “qualifying segments” with Status Qualifying Credits (SQC). You’ll earn:

• 2 SQC per $1 on Economy Standard fares

• 4 SQC per $1 on Economy Flex and higher cabins

• 0 SQC on Economy Basic fares (ouch)

Discover how they’re changing Elite Status here. 

3. Credit cards & partners now count toward status:

For the first time, you can earn up to 25,000 SQC per year through Aeroplan credit card spending. Everyday spending with partners like Starbucks, Uber, and Marriott will also earn SQC, meaning you could level up without boarding a single flight. 

4. Perks & rewards are getting reorganized:

Threshold Rewards and Select Benefits are being replaced with a new Milestone Benefits system, which will unlock perks at specific SQC levels. Details are still coming, but expect more flexibility. 

📈 Who wins?

This new Aeroplan program isn’t going to benefit everyone, but the ones who’ll earn the most are:

• Frequent domestic travellers: especially in expensive markets (think the North or last-minute flights). You’ll earn way more than under the distance model.

• Business class flyers & corporate travellers: higher fares = more points & faster Elite status.

• Those with a high-earning credit card: spending more on your card could help you get lounge access faster.

📉 Who Loses? 

Unfortunately, these kinds of travellers will be earning fewer points under the new revamp:

• Those getting a good deal on long-haul routes: those $500 flights to Europe won’t be the status/point goldmines they once were.

• Economy Basic flyers: you still don’t get Elite credit, even if you paid a lot for your flight. 

💡 Our Take 

With this revamp, Air Canada now matches most other airlines’ points-earning structure. This is a big overhaul, but not a bad one, especially if you tend to book pricier fares or fly within Canada. 

Air Canada is rewarding spend over distance, so loyalty is now measured in dollars, not miles. If you’re a budget flyer, though, you won’t be earning as many points. 

Explore Remote Canada with Aeroplan Points

Aeroplan isn’t just for international travel or premium cabins — there’s also strong value to be had closer to home.

Through partnerships with Canadian North, Calm Air, Air Creebec, and PAL Airlines, Aeroplan gives you access to remote regions across the country that aren’t easily served by major carriers. 

Experience the breathtaking northern lights in Iqaluit

For example, you can fly from Ottawa to Iqaluit with Canadian North for just 16,700 Aeroplan points and $90 in taxes and fees, where cash prices can easily exceed $900. That’s a redemption value of over 5 cents per point, a stellar return.

If you’re looking for something a little more accessible, PAL Airlines also operates regional routes within Eastern Canada. 

A flight from Quebec City (YQB) to Gaspé (YGP) prices out at 15,000 points + $96, and takes you to a quiet, scenic corner of the province with dramatic coastlines and great summer weather.

Some partner flights can be booked directly on the Aeroplan website, while others (like Calm Air or Air Creebec) require calling in to confirm availability and make the booking. 

In many cases, you can also combine these with Air Canada flights on the same itinerary.

Percé Rock, Gaspé Peninsula

If you’re sitting on some Aeroplan points and looking for a unique domestic trip, especially to places that aren’t easily reached by road or train, these regional redemptions can offer excellent value without ever leaving the country.

Check out these awesome deals you definitely don't want to miss if you're thinking about travelling in the next few months!

1. Toronto (YYZ) ➡️ Munich (MUC) ➡️ Copenhagen(CPH)

   • Cost: 70,000 (Business Class)

     

   • Dates: August 25th, 2025

   • Book: Here

2. Toronto (YYZ) ➡️ Montreal (YUL) ➡️ Milan (MXP)

   • Cost: 60,000 (Business Class)

     

   • Dates: August 22th, 2025

   • Book: Here

3. Montreal (YUL) ➡️ Paris (CDG)

   • Cost: 64,300 (Business Class)

     

   • Dates: August 12th, 2025

   • Book: Here