In This Issue: 

🏨 American Express Welcome Bonus (Up to 200,000 Points)

🛫 Chexy Deals: Business class to Amsterdam, Lisbon and Athens

🇨🇦 Reminder: Earn up to 10,000 Aeroplan® Points with Chexy!

You’re already paying rent, bills, and taxes, now you can get rewarded for it. Thanks to our new partnership with Aeroplan®, you can earn up to 10,000 bonus Aeroplan points.

Log in to your Chexy account to see your offer and connect your Aeroplan® account.

This limited-time offer ends July 15, 2025.

Terms and conditions apply.

🤝 The Best Amex Card Offers of 2025 Are Here — Earn Up to 200,000 Points

If you’ve been thinking about picking up an American Express card, now’s a great time to act.

From now until August 18, 2025, American Express is offering its biggest welcome bonuses of the year across four of its most popular cards — both personal and business. These aren’t your everyday offers; they’re some of the most lucrative we’ve seen in recent years.

Whether you’re looking to boost your travel points, take advantage of premium perks, or maximize rewards on your everyday and business spending, here’s a breakdown of what’s available — and why it’s worth considering.

American Express Gold Rewards Card — Up to 110,000 Points

This is one of the most accessible offers, especially for those new to points.

You’ll earn:

• 65,000 points after spending $3,000 in your first 3 months

• 30,000 more if you spend $20,000 in the first year

• 15,000 additional points just for making a purchase between months 15–17

What makes this card valuable is its strong earn rate on daily spending categories. You’ll get 2x points on groceries, gas, travel, and drugstores — all areas where most people already spend regularly. It also comes with a $100 annual travel credit and lounge access perks. 🤑

Even if you don’t hit the $20,000 spend, you can still walk away with 80,000 points by doing the initial $3,000 spend and a small top-up later. 🚀

The Platinum Card from American Express — Up to 180,000 Points

This is the top-tier personal card for frequent travelers and those who value premium experiences.

Here’s how the bonus breaks down:

• 100,000 points after spending $10,000 in your first 3 months

• 50,000 more if you spend $50,000 in your first year

• 30,000 extra points with a single purchase between months 15–17

In addition to the welcome bonus, the Platinum card is stacked with benefits:

$200 travel credit, $200 dining credit, unlimited lounge access (including Centurion and Plaza Premium), and elite hotel perks at properties like Fine Hotels + Resorts.⭐️

The points are also extremely flexible — you can use them for statement credits, flights via the Fixed Points Travel Program, or transfer them to partners like Aeroplan or Avios for outsized value. ✅

Business Gold Rewards Card — Up to 100,000 Points

If you’re a freelancer, side hustler, or small business owner, this card gives you solid value without going overboard on fees.

You’ll earn:

• 40,000 points for spending $7,500 in the first 3 months

• Another 40,000 for hitting $30,000 in the first year

• A final 20,000 with a purchase between months 15–17

This card earns 1x points on all purchases, which makes it simple to use, and the welcome bonus alone is worth at least $1,000 — possibly more when redeemed smartly for travel.

Business Platinum Card — Up to 200,000 Points

This is the largest offer of the four and ideal for business owners with higher spending needs.

Here’s the bonus breakdown:

• 110,000 points after spending $15,000 in 3 months

• 60,000 more if you spend $90,000 in the first year

• 30,000 extra points with a small purchase between months 15–17

Beyond the points, this card comes with nearly $820 in business credits (including Dell and Indeed), $200 in annual travel credit, and full access to the Amex Global Lounge Collection. You’ll also get elevated hotel status, exclusive events, and a concierge service. ✈️

For high-spending businesses, this is a great way to rack up valuable points while getting premium service and perks. 🤝

💡 Maximize Your Welcome Bonus With Chexy

Use your Amex card on Chexy to pay everyday expenses like rent, utilities, and taxes and reach your welcome bonus faster.

Here’s what it could look like:

Expense Monthly

Rent $2,050

Car lease $500

Insurance $200

Utilities $200

Taxes $500

Total $3,450

Monthly spend: $3,450

12-month total: $41,400

You could earn: ~41,400 MR points (assuming 1 point per $1)

🎯 Why it matters:

• You’ll easily meet the 3-month spend thresholds on most Amex cards

• You’ll get closer to hitting the full annual spend for even bigger bonuses

• You’ll turn your fixed monthly costs into valuable points—without changing your lifestyle

Why These Offers Are Worth It — Even If You Don’t Hit the Full Spend

You might be wondering if these cards are worth it if you can’t meet the full annual spend. The answer? Yes.

Each card gives you a large portion of the welcome bonus after just the first 3 months. Plus, the bonus for months 15–17 is incredibly easy to earn — it requires just a single purchase.

So even if you skip the middle tier of spending, you could still walk away with:

• 80,000+ points on the Gold cards

• 130,000+ on the Platinum cards

And that’s not including the value you’ll get from all the perks and credits. 🤑

What Are the Points Worth?

At a minimum, Amex points are worth 1 cent per point when redeemed for travel or statement credits. But you can extract more value — up to 2 cents per point — by booking flights through the Fixed Points Travel Program or transferring to airline partners like Aeroplan or British Airways.

Here’s the estimated value of each offer:

• Gold Rewards (110,000 points) → $1,100–$2,200

• Platinum (180,000 points) → $1,800–$3,600

• Business Gold (100,000 points) → $1,000–$2,000

• Business Platinum (200,000 points) → $2,000–$4,000+

Final Thoughts

These are the most generous Amex offers of 2025 so far — and likely the best we’ll see all year. Whether you’re looking to travel more, offset big expenses, or earn rewards on your everyday spend, there’s a card (and a bonus) that can work for you.

Just don’t wait too long. These offers are only available until August 18.

Check out these awesome deals you definitely don't want to miss if you're thinking about travelling in the next few months!

1. Toronto (YYZ) ➡️ Lisbon (LIS)

   • Cost: 60,000 (Business Class)

     

   • Dates: November 23rd, 2025

   • Book: Here

2. Toronto (YYZ) ➡️ Newark (EWR) ➡️ Amsterdam (AMS)

   • Cost: 64,200 (Business Class)

     

   • Dates: August 11th, 2025

   • Book: Here

3. Toronto (YYZ) ➡️ Warsaw (WAW) ➡️ Athens (ATH)

   • Cost: 70,000 (Business Class)

     

   • Dates: June 20th, 2025

   • Book: Here