In This Issue: 

​​💳 New Launch: Pay Your Bills and Taxes with a Credit Card

🇨🇦 30% Points Buying Discount with Aeroplan

🔗 Partner Content: The Secret to Booking Award Flights

🗺️ Chexy Deals: Lisbon, Paris and Amsterdam (Business Class)

🚀 We’re Hiring!

At Chexy, we believe in creating opportunities for our community 💙. We love hiring from our audience because who better to join our team than the people who understand our mission best?

If you’re passionate, driven, and want to be part of a team that’s making a difference, we’d love to hear from you!

Explore our open roles and apply today: chexy.applytojobs.ca 🧑‍💻✨

Reminder: 🔓 You Can Now Pay All Your Bills and Taxes With Chexy

We started with rent—because let’s face it, that was the one bill holding you back from earning rewards. But starting today, anyone can use Chexy to pay any bill that’s normally paid by e-Transfer, PAD, or Bill Pay. 🤑

That includes:

💡 Utilities

🚗 Car leases

🧸 Childcare

🏥 Insurance

📚 Tuition

🏡 Property taxes

💰 Even income taxes

How much are we talking?

An average Canadian could earn $405+ in cashback or 18,000+ points per year just by paying their regular bills with Chexy.

Turn Your Tax Bill Into Travel ✈️

Let’s say:

💰 You owe $8,000 in taxes (to CRA or Revenu Québec)

🏦 You pay it through Chexy with your cashback or points credit card

🎁 You’ll earn 8,000+ points enough to cover a flight to NYC, Miami, or even Mexico depending on your card and program

🤑 For the cashback users, that’s $180 in net cashback if you use a 4% cashback credit card.

And we’re keeping it simple: flat 1.75% for all payments. You can also reduce your fee by referring people Chexy. Learn more here.

Ready to Try It?

Already have a Chexy account? You can start paying your bills right from your dashboard. 

New to Chexy? Sign up here and start turning your everyday bills into rewards.

✈️ Aeroplan Points with a 30% Discount

If you’re sitting on an almost-there Aeroplan balance or eyeing a big redemption, this could be your chance to top up without paying full price.

Right now, Aeroplan is running a promo where you can buy points for up to 30% off—but it ends on May 14, 2025 at 11:59 PM PT, so don’t wait too long!

What’s the deal? 🤑

Depending on how many points you buy, here’s the discount:

• 10,000–19,000 points → 15% off

• 20,000–75,000 points → 20% off

• 80,000–95,000 points → 25% off

• 100,000+ points → 30% off

With the full 30% off, you’re paying 2.45 cents per point (CAD)—better than the regular 3.5 cents, but still above what most people value them at (around 2.1 cents per point).

Is it worth it? 💸

It depends. If you’re just short of a redemption, or planning a business class flight with a partner airline like Lufthansa or ANA, it could make sense. Those flights have fixed pricing, so you can squeeze out more value.

But for Air Canada flights, points pricing is dynamic, so it can fluctuate based on demand. In that case, buying points can be riskier unless you’re booking right away.

What card should you use? 💳

Aeroplan purchases go through Points.com, not Air Canada, so you won’t earn bonus points for travel. Plus, if you’re using a Canadian credit card, you’ll get hit with sales tax, which adds up depending on your province. Consider a no FX.

Family Sharing = Power Move 👨‍👩‍👧‍👦

You can link up to eight Aeroplan accounts with Family Sharing and pool your points. That means you could technically buy up to 8 million points per year across a household.

Great for families, or just you and your travel buddy stacking points together.

Final thoughts ✈️

Buying Aeroplan points at a discount can be a smart move, if you know exactly how you’ll use them. It’s great for topping up before a big redemption, or when you’ve found a flight that gives you more value than you’re paying.

But if you’re just stacking points for “someday,” you might be better off earning through credit cards or promos.

Once you’ve earned enough points to make a redemption, one of the biggest hurdles people come across is efficiently finding award availability.

Sure, you can spend hours manually searching for award flights date-by-date, but there are much more streamlined ways to get what you want.

If you have access to an award search tool (our favourites are Seats.Aero and Roame), you can search multiple programs across multiple dates. Plus, if you can’t find the flight you want, you can set alerts to be notified if it becomes available.

Alternatively, you can take advantage of calendar search functions available on select loyalty program websites to search a month at a time.

If you’re searching for Star Alliance awards, use the calendar search on United MileagePlus. 

If you’re searching for oneworld awards, use the calendar search on American Airlines AAdvantage.

If you’re searching for SkyTeam awards, try the “secret” calendar search on the Air France KLM Flying Blue website.

All of these sites are free to use, and you can narrow down your search with the following tips:

• Use filters to search for non-stop flights (this gets rid of unwanted connecting flights)

• Set your desired class of service to filter out other cabin classes

• Get to know which prices to look for so you can easily spot “Saver”-level award availability

Once you’ve found the flight you want, simply confirm its availability through the loyalty program of your choice, transfer points into your account (as needed), and then lock it in before someone else does!

Credit Card Spotlight 🔦

Welcome to Chexy Credit Card Spotlight! 👀 Each month we’ll recommend a credit card that everyone should have! This time, we’ve got the Scotiabank Gold American Express—perfect for everyday buys and travel. Let's jump in. ✅

Scotiabank Gold American Express Card

Earn up to 6X the Scene+TM points on every $1 CAD you spend in Canada on eligible grocery, dining, and entertainment purchases.

Earn Rates:

6X on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland, and more.

5X for every $1 CAD you spend on Dining, Food Delivery, and other eligible grocery stores.

5X for every $1 CAD you spend on eligible entertainment purchases. Includes movies, theatre, and ticket agencies.

3X for every $1 CAD you spend on gas and daily transit options. Includes rideshare, buses, taxis, subway, and more.

3X for every $1 CAD you spend in Canada on eligible select streaming services.

1X on Everything Else

Annual Fee:

The card has a $120 annual fee.

Check out these awesome deals you definitely don't want to miss if you're thinking about travelling in the next few months!

1. Toronto (YYZ) ➡️ Zurich (ZRH) ➡️ Amsterdam (AMS)

   • Cost: 70,000 (Business Class)

     

   • Dates: July 27th, 2025

   • Book: Here

2. Toronto (YYZ) ➡️ Lisbon (LIS)

   • Cost: 60,000 (Business Class)

     

   • Dates: November 16th, 2025

   • Book: Here

3. Toronto (YYZ) ➡️ Zurich (ZRH) ➡️ Paris (CDG)

   • Cost: 70,000 (Business Class)

     

   • Dates: July 27th, 2025

   • Book: Here