In This Issue: 

✈️ Aeroplan’s Latest Offer: Up to 90% More Points

💳 CIBC Credit Card Changes: Nexus Rebate Increase

🔗 Partner Content: Turn Your Amex Points into WestJet Flights for Less with Delta SkyMiles

🛫 Chexy Deals: Business class to Amsterdam, Lisbon and Athens

🇨🇦 Reminder: Earn up to 10,000 Aeroplan® Points with Chexy!

You’re already paying rent, bills, and taxes, now you can get rewarded for it. Thanks to our new partnership with Aeroplan®, you can earn up to 10,000 bonus Aeroplan points.

Log in to your Chexy account to see your offer and connect your Aeroplan® account.

This limited-time offer ends July 15, 2025.

Terms and conditions apply.

🛫 Aeroplan’s Latest Offer: Up to 90% More Points

If you’ve been eyeing a future trip, this might be a good time to stock up on Aeroplan points. Until June 4, Air Canada is offering up to a 90% bonus when you buy points depending on how much you buy and the offer you personally receive.

📈 How the Bonus Works

Your bonus depends on how many points you buy. Here’s a quick breakdown if you’ve been targeted with the full 90% offer:

• Buy 70,000+ points → 90% bonus
  

• 30,000–65,000 points → 60% bonus
  

• 4,000–25,000 points → 40% bonus
  

Some members only got up to 75%. In that case, the bonus structure looks more like:

• 30,000+ points → 75% bonus
  

• 15,000–25,000 points → 50%
  

• 3,000–10,000 → 35%

Is It Worth Buying?

With the 90% bonus, your cost per point comes out to around 1.84 cents (before tax) or 1.93 to 2.12 cents depending on your province. If you got the 75% offer, that cost inches closer to 2.1–2.3 cents per point.

We generally value Aeroplan points at a minimum of 1.5 cents each, but if you book smart (business class flights, international sweet spots, etc.), you can often get 2–3 cents per point in value, sometimes more with us of course. 

📅 Deadline

One small thing to note: the promo page says June 5, but the official terms and conditions say June 4. We recommend making your purchase by June 4 just to be safe.

Final Thoughts

If you’ve got a redemption in mind that gives you strong value (think: >2 cents per point), this promo can help you book it for less. Otherwise, it might be smarter to wait for a future deal, we’ve seen bonuses hit 100%+ in the past.

🧾 CIBC is changing up its credit cards this summer

Starting July 1, CIBC is introducing a mix of updates across several of its credit cards. Some are solid wins for travelers, while others might make you reconsider where you’re earning your cash back. If you’re currently using a CIBC card or thinking of getting one, here are some things you should know.

CIBC becomes the first bank to boost the NEXUS rebate

After the NEXUS application fee jumped from $50 to $120 USD last fall, many cardholders were waiting to see if any issuers would adjust their rebate. CIBC is first out of the gate.✅ They’re increasing the NEXUS rebate to up to $200 CAD every four years on several of their travel-focused cards, including the Aventura Visa Infinite, Aeroplan Visa Infinite Privilege, and World Elite Mastercard. That means the full cost of a NEXUS application is now covered for cardholders. It’s a small perk but a meaningful one for frequent flyers and cross-border travelers.

Dividend cash back cards are being rebalanced

CIBC’s popular Dividend cashback cards are getting a few updates. The good news is that the minimum redemption threshold is dropping from $25 to just $10 starting August 1. If you’ve ever waited too long to cash out small rewards, this is a helpful change. CIBC is also removing the automatic cashback redemption once a year, so rewards will now accumulate until you decide to redeem them manually. 🤑

On the other hand, the total amount of spending eligible for elevated earn rates is being reduced. For example, the Dividend Visa Infinite card will now earn 4% and 2% cash back on the first $50,000 in annual purchases (not recurring). 

Final Thoughts

It depends on how you use your card. The boosted NEXUS credit is a standout win, and the lowered cash back redemption limit is genuinely helpful. But the reduced spending caps and stripped-down insurance could be a downside for those who maximize their cards for rewards or travel coverage.🤝 On balance, these updates lean slightly positive and now we wait to see if other banks follow their lead.

American Express Membership Rewards is the most powerful points currency in Canada, since you can transfer them to six different airline loyalty programs and two hotel programs.

For anyone who’s happy to fly economy within North America, booking WestJet flights through Delta SkyMiles is an excellent redemption option for MR points. In many cases, it’s even much better than booking the same flights with WestJet points!

Amex MR points transfer to Delta at a 1:0.75 ratio, which means that for every 1,000 MR points, you’ll get 750 Delta SkyMiles.

The reason this makes for an excellent use of points is that WestJet flights within Canada or to the continental US cost a fixed amount of 12,500 Delta SkyMiles (or 16,667 MR points with the transfer ratio taken into consideration).

Here are some one-way examples of how far 12,500 SkyMiles can take you on WestJet:

• Vancouver to Halifax

• Toronto to Los Angeles

• Calgary to Orlando 

• Toronto to Vancouver

If you’ve got your eyes set on warmer waters, redeeming SkyMiles for WestJet flights still offers great value, such as the following examples:

• Toronto to Aruba: 18,000 SkyMiles

• Halifax to Cancun: 20,000 SkyMiles

• Vancouver to Honolulu: 22,000 SkyMiles

• Calgary to Liberia, Costa Rica: 27,000 SkyMiles

Redeeming SkyMiles for economy WestJet flights is great for families, especially since award availability is bountiful, and you can easily find multiple seats. 

This includes peak travel periods when cash prices are high, which means that the fixed cost of the flights results in even better value for your points.

Between earning MR points through welcome offers, everyday spending, refer-a-friend bonuses, and paying rent, bills, and taxes through Chexy, it won’t take long to earn enough points to fly the whole family on WestJet for pennies on the dollar by using Delta SkyMiles.

Check out these awesome deals you definitely don't want to miss if you're thinking about travelling in the next few months!

1. Toronto (YYZ) ➡️ Lisbon (LIS)

   • Cost: 60,000 (Business Class)

     

   • Dates: November 23rd, 2025

   • Book: Here

2. Toronto (YYZ) ➡️ Newark (EWR) ➡️ Amsterdam (AMS)

   • Cost: 64,200 (Business Class)

     

   • Dates: August 11th, 2025

   • Book: Here

3. Toronto (YYZ) ➡️ Warsaw (WAW) ➡️ Athens (ATH)

   • Cost: 70,000 (Business Class)

     

   • Dates: June 20th, 2025

   • Book: Here