In This Issue: 

​​💳 Card Review: The Platinum Card from American Express

🚀 60% Bonus on Avios Through Qatar Airways

💙 Chexy is Hiring

🆓 3 Months of Fees Waived with Chexy Trivia 

🔗 Partner Content: Prince of Travel Platinum Membership for just $1/month

🗺️ Chexy Deals: Business class to Lyon, Brussels and more

🚀 We’re Hiring!

At Chexy, we believe in creating opportunities for our community 💙. We love hiring from our audience because who better to join our team than the people who understand our mission best?

If you’re passionate, driven, and want to be part of a team that’s making a difference, we’d love to hear from you!

Explore our open roles and apply today: chexy.applytojobs.ca 🧑‍💻✨

Chexy Trivia Game: Play to Win 3 Months of Fees Waived 🎉

Chexy Trivia is officially live! Think fast, guess smart, and climb to the top of the leaderboard for a chance to win amazing prizes.

🏆 Prizes for the Top Trivia Champs:

• 1st Place: 3 months of Chexy fees waived

• 2nd Place: 2 months waived

• 3rd Place: 1 month waived

The faster and more accurately you guess the answers our polled users chose, the better your chances of placing a spot in the top 3.

⏳ Deadline to Play: You’ve got until December 1st at 11:59pm to show off your trivia skills.

Winners will be announced on December 3rd by clicking the same trivia button.

🔗 Ready to play? Click here to join the game!

💳 Card Review: 140,000 Points with The Platinum Card from American Express

If you’re looking to dive into the world of travel rewards, The Platinum Card from American Express is one of the best tools to get started. 

With a jaw-dropping welcome bonus of up to 140,000 Membership Rewards points, you can unlock incredible travel experiences from 3 roundtrip flights to Europe or 1 roundtrip to Europe in business class and more. 

Let’s break it down.

What’s the Welcome Bonus?

This bonus is offered in two parts:

• 100,000 points: Earn these after spending $10,000 in the first 3 months of getting the card.

• 40,000 points: Earn these after making any purchase between your 14th and 17th months of getting the card.

Sounds pretty straightforward, but let’s explore how to use these points to fly for free or get luxury travel perks.

How Much Are 140,000 Points Worth?

Here’s where it gets exciting. Membership Rewards points are incredibly versatile, and their value depends on how you redeem them. Forewarning: the best way to use your points is on travel.

• Fixed Points for Travel: Book flights through Amex’s travel portal and get up to $2,800 worth of value.

• Airline Transfer Partners: Transfer your points to programs like Air Canada Aeroplan which can boost the value to over $4,200—or even more if you book first-class or business-class flights.

  • Note: The value of an Aeroplan point is 2.1 cents when used for travel

How Do These Points Help You Fly for Free?

The real magic that frequent travellers have been keeping a secret lies in transferring your points to airline loyalty programs. Let’s say you transfer 140,000 points to Aeroplan:

A round-trip business-class flight from Toronto to Europe might cost 120,000 Aeroplan points plus taxes (about $150).

With each Aeroplan point being valued at 2.1 cents, this round trip flight in business class is first and foremost free because you used your points but also would only cost $2,520.

The Math: Simply take the (120,000) points and multiply them by (0.021) cents.

The same flight if you were to pay in cash would cost you upwards of $5,309.

Your points effectively turn a luxury travel experience into an affordable one. And you’re left with some points to spare for your next trip!

Learn more about transferring Membership Rewards to Aeroplan.

How Chexy Helps You Hit the Spending Requirement

Now that the fun has been explained, the question arises of how to spend $10,000 in 3 months.

If you have large purchases coming up, this is a great way to maximize them and get this card beforehand. Think of appliances, concert tickets and even travel can help you reach this welcome bonus requirement faster.

Another much easier and more accessible way is to pay rent with Chexy. 

For example, If your rent is $2,000/month and you pay it through Chexy using your Platinum Card, you’ll have spent $6,000 in 3 months. That leaves only $4,000 more to hit the target, which is much more manageable.

For example:

• Spend $500/month on dining or concert tickets for 3 months = $1,500.

• Add travel bookings, groceries, or other essentials to cover the remaining $2,500.

By spreading your spending across key categories, you can unlock the bonus with ease—no overspending required.

Get the card through Chexy and get one month of your fees waived.

Ready to dive in? Apply for The Platinum Card

Offer expires: January 28th, 2025

✈️ Save Big with a 60% Bonus on Avios Through Qatar Airways

Now’s a great time to stock up on Avios, one of the most versatile travel rewards currencies. Qatar Airways is offering a 60% bonus on Avios purchases until November 28, 2024. 

Here’s everything you need to know about how Avios work and how they can help you fly for free—even in business class!

How Does the Bonus Work?

Depending on how many Avios you buy, you’ll receive the following bonuses:

• Buy 3,000 to 25,000 Avios and get a 20% bonus.

• Buy 26,000 to 48,000 Avios and get a 40% bonus.

• Buy 50,000+ Avios and get a 60% bonus.

At the 60% level, your cost per Avios drops to about 1.95 cents CAD per point.

How Do Avios Help You Fly for Free?

Avios are part of the loyalty programs for airlines like Qatar Airways, British Airways, and Iberia. They’re most valuable when redeemed for flights, especially premium cabins or long-haul routes.

For example, let’s say you’re flying from Toronto to Doha in Qatar Airways’ business class Qsuites:

• Cost in Avios: 70,000 Avios (one way)

• Taxes and fees: ~$150 CAD

By buying 70,000 Avios during this promotion, you’d pay around $1,365 CAD (plus taxes/fees). That’s a total cost of $1,515 CAD whereas the same flight in cash would cost you upwards of $5,500 CAD —- that’s a savings of almost $4,000 CAD.

Other Ways to Use Avios

Avios can also be transferred between loyalty programs like British Airways Executive Club or Iberia Plus, giving you flexibility to book flights on multiple airlines.

For example:

• Short-haul flights within Europe or North America often cost as little as 4,000 to 12,500 Avios.

• Business class flights between Europe and the Middle East start at just 50,000 Avios.

Learn more about using Avios for flights.

Is This a Good Deal?

This Avios promotion is ideal if:

• You’re planning a high-value redemption like long-haul business class.

• You need to top up your balance for an award booking.

Since Avios never expire (as long as you have activity on your account), buying them now can be a smart way to save for future travel.

Ready to grab this deal? Buy Avios through Qatar Airways.

Prince of Travel Platinum Membership for just $1/month!

Chexy users, take advantage of an exclusive Black Friday deal:

Join Prince of Travel’s revamped Platinum Membership for only $1 per month for the first three months! As a Platinum member, you’ll unlock valuable benefits, including:

• 2 live learning sessions with travel pros each month

• 1 monthly office hours session for direct Q&A with Prince of Travel experts

• Access to exclusive discussion boards on travel, credit cards, and loyalty programs

• Insider news and deal alerts on Miles & Points

• Discounts on events like The Travel Summit

• And more exciting perks coming soon!

Sign up today to enjoy the first three months for just $1/month (offer expires at 11:59pm EST on December 2, 2024). Use promo code BLACKFRIDAY2024 when signing up here!

Learn More about Prince of Travel’s Platinum Membership

Credit Card Spotlight 🔦

Welcome to Chexy Credit Card Spotlight! 👀 Each month we’ll recommend a credit card that everyone should have! This time, we’ve got the Scotiabank Gold American Express—perfect for everyday buys and travel. Let's jump in. ✅

Scotiabank Gold American Express Card

Earn up to 6X the Scene+TM points on every $1 CAD you spend in Canada on eligible grocery, dining, and entertainment purchases.

Earn Rates:

6X on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland, and more.

5X for every $1 CAD you spend on Dining, Food Delivery, and other eligible grocery stores.

5X for every $1 CAD you spend on eligible entertainment purchases. Includes movies, theatre, and ticket agencies.

3X for every $1 CAD you spend on gas and daily transit options. Includes rideshare, buses, taxis, subway, and more.

3X for every $1 CAD you spend in Canada on eligible select streaming services.

1X on Everything Else

Annual Fee:

The card has a $120 annual fee but your first year is waived!

Check out these awesome deals you definitely don't want to miss if you're thinking about travelling in the next few months!

1. Montreal (YUL) ➡️ Brussels (BRU)

   • Cost: 60,000 (Business Class)

     

   • Dates: January 14th, 2025

   • Book: Here

2. Montreal (YUL) ➡️ Lyon (LYS)

   • Cost: 60,000 (Business Class)

     

   • Dates: January 22nd, 2025

   • Book: Here

3. Toronto (YYZ) ➡️ Barcelona (BCN)

   • Cost: 27,800

     

   • Dates: April 21st, 2025

   • Book: Here