In This Issue: 

​​💳 100% Bonus on Aeroplan Points

🚀 Electronic Travel Authorisation (ETA) needed for the UK

🗺️ Chexy Deals: Lisbon and Zurich (Business Class)

🤑 Pay Your Bills with Chexy Wallet

Reminder: We have launched Chexy Wallet for all active rent payment users. Think bills like tuition, insurance, health memberships, gym fees, parking, babysitters, car Leases, phone bills – basically, all those bills you wish could earn you rewards. 🏠📲

With the first version of our Chexy Wallet, managing your household expenses just got easier (and smarter). We’ve seen some of you sneak in early and start using it already – we see you. 👀

How to Get Started:

1. Log In & Add Subscriptions: Head to your Chexy Dashboard and add your recurring bills.

2. Enter Subscription Info: Fill in the payee details, amounts, and due dates.

3. We Handle the Rest: We’ll charge your card and take care of the payments automatically.

Simplify your life and turn those boring bills into sweet, sweet rewards. Check out more details here!

🚀 We’re Hiring!

At Chexy, we believe in creating opportunities for our community 💙. We love hiring from our audience because who better to join our team than the people who understand our mission best?

If you’re passionate, driven, and want to be part of a team that’s making a difference, we’d love to hear from you!

Explore our open roles and apply today: chexy.applytojobs.ca 🧑‍💻✨

Air Canada’s Up to 100% Bonus on Aeroplan Points ✈️🔥 ✈️

Love scoring a good travel deal? Air Canada Aeroplan’s latest promotion might be your chance to stretch your travel budget. Until January 14, 2025, Aeroplan members can grab up to a 100% bonus when buying points. Let’s break this down and see if it’s actually worth it.

What’s the Deal? 💡

Here’s how the bonus tiers work:

• Buy 5,000 – 25,000 points = 55% bonus

• Buy 30,000 – 70,000 points = 75% bonus

• Buy 70,000 – 500,000 points = 100% bonus

Should You Buy Points? 🤔

Short answer: sometimes. When you hit the 100% bonus, each point costs about 1.75 cents CAD before taxes.

Now, let’s talk value. Aeroplan points are worth at least 1.5 cents each, so this deal isn’t always a guaranteed win. But if you’re smart about how you use them—think premium cabin flights or peak-season redemptions—you can get values over 2 cents per point. That’s where things get interesting.

For example, let’s say you find a round-trip business class ticket to Europe for 80,000 Aeroplan points. Normally, that ticket costs $4,000, but if you buy points during this promo at 1.75 cents each, you’ll pay $1,400 instead. That’s a massive saving for a luxury experience.

When It’s Worth It 💼

This deal is worth it if you’ve got a specific flight in mind and know you’ll get high value for your points. It’s also great if you need to top up your balance for an upcoming trip. But if you’re thinking about buying points “just in case,” don’t. Tying up your money in points without a clear plan isn’t the smartest move.

Pro Tips to Maximize Value 📈

Always think about Cents Per Point (CPP) to ensure you’re getting the most bang for your buck. Look for Aeroplan sweet spots, like flights from North America to Europe or Asia in business class. Find and book award flights that are the minimum or below the minimum required points to get the best value.  

Note: Don’t forget to combine your points with other promos—like credit card offers or Aeroplan’s hotel and car rental partners—to stack your savings.

Is It Worth It? 🎯

This up to 100% bonus is one of Aeroplan’s better offers, but if you recall, they did have a 120% bonus in 2024. 

If you’ve got a solid travel plan and know how to maximize your points, it’s a great deal. But if you’re just speculating, save your money and wait for the next sale.

Log in to your Aeroplan account and start planning your next adventure.

UK ETA: What You Need to Know for 2025 Travel 🌍✈️

Planning a trip to the UK in 2025? Starting January 8, 2025, you will need an Electronic Travel Authorisation (ETA). This quick digital step aims to streamline travel and tighten border security, but it’s something you’ll need to sort out before your trip. A little extra hassle never hurt anybody, right?

The ETA is mandatory for short visits of up to six months, whether for tourism, business, or even just a transit through UK airports. Each traveller, including kids and infants, needs one. 1️⃣

How It Affects Layovers

Even if you’re not leaving the airport, you’ll need an ETA to transit through the UK. For example, flying from Toronto to Frankfurt with a layover in London? You’ll be asked for your ETA at check-in in Toronto. Without it, you won’t board your flight. ✈️

Applying Is Simple 👀

Applications opened November 27, 2024, and it’s fully online. Use the official UK government website or mobile app (the app is better since you’ll need a camera).

All you need to do is upload a clear photo of yourself and your passport. The fee is £10, and approval usually takes less than three working days.

Validity and Cost

Once approved, the ETA is valid for two years or until your passport expires, whichever comes first. During this time, you can enter the UK as often as you like. If you renew your passport, you’ll need to reapply. ⏭️

Click here to apply.

Credit Card Spotlight 🔦

Welcome to Chexy Credit Card Spotlight! 👀 Each month we’ll recommend a credit card that everyone should have! This time, we’ve got the Scotiabank Gold American Express—perfect for everyday buys and travel. Let's jump in. ✅

Scotiabank Gold American Express Card

Earn up to 6X the Scene+TM points on every $1 CAD you spend in Canada on eligible grocery, dining, and entertainment purchases.

Earn Rates:

6X on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland, and more.

5X for every $1 CAD you spend on Dining, Food Delivery, and other eligible grocery stores.

5X for every $1 CAD you spend on eligible entertainment purchases. Includes movies, theatre, and ticket agencies.

3X for every $1 CAD you spend on gas and daily transit options. Includes rideshare, buses, taxis, subway, and more.

3X for every $1 CAD you spend in Canada on eligible select streaming services.

1X on Everything Else

Annual Fee:

The card has a $120 annual fee but your first year is waived!

Check out these awesome deals you definitely don't want to miss if you're thinking about travelling in the next few months!

1. Montreal (YUL) ➡️ Zurich (ZRH)

   • Cost: 60,000 (Business Class)

     

   • Dates: February 12th, 2025

   • Book: Here

2. Montreal (YUL) ➡️ Lisbon (LIS)

   • Cost: 60,000 (Business Class)

     

   • Dates: September 21th, 2025

   • Book: Here

3. Toronto (YYZ) ➡️ Lisbon (LIS)

   • Cost: 60,000 (Business Class)

     

   • Dates: July 15th, 2025

   • Book: Here